28 Dec
Posted by Lucas Falkiner as Cheap Insurance
Sometimes people find out their medical insurance coverage ends on very short notice. They can find themselves in need of a new health insurance policy right away to avoid a lapse in coverage. The process for obtaining insurance for an individual or family can take a few days or weeks to complete. The short term health insurance plans are available for immediate coverage starting by midnight of the day you complete the application. These plans satisfy many needs but there are things you need to know about this coverage.
Medical plans that you might need to keep for longer might take a little longer to process. The insurance companies sometimes need to get medical records from doctors offices.
31 Oct
Posted by Lucas Falkiner as Cheap Insurance
This November, Ohio voters will have the opportunity to vote on the federal health insurance mandate. That comes after a coalition group submitted 440,000 petition signatures to put the issue on the ballot. The Ohio Secretary of State certified 426,998 of those signatures, which exceeds the 385,245 needed for a ballot proposal.
The effort, spearheaded by The Ohio Project, will place the Health Care Freedom Amendment before voters. If approved, the amendment would “preserve the freedom of Ohioans to choose their health care and health care coverage.” Specifically, the Constitutional amendment would dispute the ability of the federal government to mandate individual health insurance coverage.
At issue is the 2009 Patient Protection and Affordable Care Act (PPACA).
Some health care experts believe that health care reform may cause drastic decreases in the amount of employers offering health insurance to their employees. This could end up being disastrous for the millions of Americans who rely on this health insurance to take care of their family. The Obama administration’s chief actuary of Medicare currently estimates that over 14 million people could lose their health insurance coverage through their jobs over the course of eight years according to the article “Watch for Dramatic Declines in Employer-Provided Health Insurance” by US Rep John Barrasso on JuneauEmpire.com.
Whether or not this ends up happening, it’s causing concern across both party lines. The Serv Full Article…
Oklahoma health insurance for teachers has always been a hot topic, but recently in Oklahoma City, a budget was approved to only fund teachers’ health insurance for 10 months out of the year, rather than a full 12. The Oklahoma Board of Education claims they have voted to fully fund teacher’s health insurance but the missing two months means a lot to the teachers receiving the health insurance.
This is apparently a measure to save money, and the Board feels they are fully funding the teachers for the months they work. District officials are estimating that health benefits throughout Oklahoma will be about $33 million short of the funding required to offer quality health insurance benefits to state teachers. Tim Full Article…
Alabama health insurance rates continue to be one of ten states that do not have authority or the resources to regulate health insurance rates effectively. Because of this, larger health insurance rate increases will be subject to federal review starting September 1st. The article “Health Insurance Premiums in Alabama to Come Under Federal Review” by Stan Diel for The Birmingham News gives some of the details.
The Centers for Medicare and Medicaid Services will start taking a closer look at health insurance rates that have increased more than 10% for individual and small group health insurance plans throughout Alabama. The