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Public employee unions are suing over the states decision to increase the health care contributions for current retirees, claiming the 2 percent increases that took effect in October are unconstitutional.

The Retired Public Employees Association filed a similar lawsuit in state court earlier this month. Late Wednesday, the Public Employees Federation, Civil Service Employees Association, United University Professions and other unions representing law enforcement and correction officers filed parallel suits in federal court in Albany, claiming health care for retirees is a form of deferred compensation guaranteed by the contract under which the employees retired.

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Congress has the authority to make people take action to buy health coverage because the health care market is different from most other markets, according to a 3-member panel at the 6th U.S. Circuit Court of Appeals.  

The 3-member panel has decided in Thomas More Law Center vs. Barack Obama (Case Number 10-2388) to uphold a determination by the U.S. District Court in District that the minimum coverage provision of the Patient Protection and Affordable Care Act of 2010 (PPACA) is constitutionally sound. O

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Chicago Needs Low Cost Dental Care

Thousands of Cook County residents on Medicaid or uninsured face the tough challenge of paying for expensive dental care in the Chicago area.  According to the article “Need for Low-Cost Dental Care in Cook County Far Exceeds Services” by Monifa Thomas on SunTimes.com, The Bridge to Healthy Smiles campaign has pushed for access to quality dental care in Illinois but there still is only one dental clinic in Cook County for every 15,700 children who are using public aid.  This is a huge challenge for those who struggle to afford health insurance.

An audit was recently completed to access the reality of the health care for dental services and it proves to be a huge problem.  The

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A new analysis finds fourteen percent of Americans have no doctor because of high cost of health care.

The findings come from the latest News and Numbers from the Agency for Healthcare Research and Quality (AHRQ). In the analysis that came from 2007 data, one in five in the US have no “usual care” doctor or medical clinic that they visit routinely, or 60 million people.

The reasons varied as to why so many in the US have no regular doctor or other health care provider – the main reason cited was that they never get sick. However, fourteen percent said they couldn’t afford the cost of medical care.

Even some with health insurance reported having no regular physician. The

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NAS Insurance Services has enhanced its managed care product with an e-MD cyber liability coverage enhancement. Because of increased regulations on patient privacy, HIPAA and customer notification, managed care organizations and healthcare consultants are susceptible to losses related to cyber liability and loss of sensitive patient information. NAS’ managed care product enhancement protects against these losses.

Coverage Highlights:

  • Network Security & Privacy Insurance

Defends and indemnifies the insured for any claims arising out of a breach of privacy, virus attack, denial of service, HIPAA violations, Red Flag regulations and HITECH Act.

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