Going abroad to Mexico is a unique opportunity – whether you will be learning Spanish, doing a study abroad trip, or vacationing. Although Mexico has public health care available to its citizens/permanent residence through the Instituto Mexicano de Seguro Social, these services are not available to visitors. Instead, you will need to seek treatment in private facilities with your own insurance plan. It is important to know that Mexico does not have any reciprocal health care agreements with other countries – meaning that you will need to have your own health insurance in place for the duration of your trip.

The Travel Medical plan is a trip insurance that will cover you while outside your home country, including in Mexico. The

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We have just experienced one of the most turbulent financial times in our economy, and while the economy may be recovering, consumers are still scared and concerned about their personal financial condition. As they look back at 2009, they have a better appreciation for the products the life insurance industry providesâ??products with safety, security and guarantees.

Many companies have revised their marketing materials and consumer education pieces to emphasize these features to consumers. The LIFE Foundation has numerous educational pieces designed just for this purpose.

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Fire can have devastating effects on all it touches and this element is a leading cause for accidental deaths in the nation. Taking fires seriously and making all attempts to fireproof your home is the only logical decision, and being proactive in fire prevention certainly helps.

Fire Prevention Steps

Whether a fire is started intentionally (i.e. fireplace, gas stove), or by accident (i.e. electrical or wildfire), they move quickly and cannot be easily controlled.

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Travel insurance companies release position statements that address recent catastrophic evens that effect coverage.  The following is a position statement from TravelSafe on the earthquake in Haiti.

Earthquake Haiti
For policies underwritten by United States Fire Insurance Company:

The following applies to policies purchased prior to January 12, 2010 for anyone traveling to Haiti.

Trip Cancellation/Trip Interruption – The policy provides a benefit in the event a trip is canceled or you must interrupt your trip because your destination is made uninhabitable due to a natural disaster within 10 days of your departure.  The natural disaster must occur after your effective date.

Travel Delay – The policy provides reimbursement for reasonable accommodations, meal and local transportation if your trip is delayed for 8 hours or more due to a natural disaster.

Medical and Medical Evacuation – If you are traveling in Haiti and have been injured, please contact the assistance company, One Call International, for assistance by calling collect to 1-603-894-4710.  The policy provides reimbursement on an excess basis for medical expenses incurred due to injury.  It also provides evacuation to the nearest adequate medical facility for treatment and medically appropriate transportation home.  For travelers in Haiti with an effective date on or after January 12, 2010, medical and medical evacuation benefits may still be available if your sickness or injury occurred after the date your coverage became effective.

Non-Medical Emergency Evacuation – The policy provides reimbursement for reasonable transportation to the nearest place of safety or to your home in the event of a natural disaster.  The evacuation must occur within 10 days of the event and the arrangements must be made by One Call International.  Please call 1-603-894-4710 collect for assistance.

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As many of you are now aware there was a very serious earthquake in Haiti.  You may be wondering what you should do and who you can turn to for help in an emergency such as this.

You can refer to FEMA’s web page about “What to do After an Earthquake” The most important things are to listen to the radio and to only place phone calls in the event of an emergency, since call volumes are very high during these times.

International students and travelers should consider having a health insurance plan that will provide benefits to them for emergency medical evacuations and natural disasters.

A popular plan that offers coverage for both of these benefits is the Atlas Travel Series is an excellent choice for health insurance for students needing emergency medical evacuation and natural disaster coverage.  The Atlas Travel Series provides coverage to students and travelers outside their home country.  It provides coverage for inpatient and outpatient services, prescription drugs, emergency medical evacuation, natural disasters,  repatriation, doctor office visits, etc..  This plan allows students to choose maximum coverage limits (from $50,000 to $1,000,000) and your deductible (from $0 to $2,500).

After this plan is purchased, they will immediately receive a confirmation e-mail.  This e-mail will contain the insurance card, letter of coverage, receipt, and visa letter and policy details.  Students can simply print these documents out to show proof of coverage.

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