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As an independent business insurance broker, our role is to provide customers, or potential customers, with help and advice about the most suitable policy for them. Customers expect us to be able to sell them a policy that will provide suitable cover for them in years to come.

The difficulty we face and our customers as well, is that we make the best possible effort to provide a suitable policy at the best price. Take salon insurance for example, in an average town, with average sums insured, we would look to quote around £4/£500 per year. Of course, there are variations but overall, this is a good rough idea of the annual premium.

We go to different insurers and always get accidental damage and treatment risk, wherever available, as this is something that you need. I

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With the associated costs of holiday home ownership rising, there is an increasing number of holiday home owners turning to holiday lettings as a means to generate income. Whilst the majority of property owners will market their rentals professionally, there are some ‘accidental holiday rental landlords’ who will steal your photos or website copy and pass them off as their own.

Although it’s claimed that imitation is the sincerest form of flattery, when it comes to a competitor stealing your content, it’s not flattering, it’s theft. Ultimately, it could be costing you bookings and it needs to be addressed.

There is every possibility that the culprit owns a property in the same village or on the same holiday complex and that you might well bump into each other at some point. With this

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FSCS appoints three new board members

The Financial Services Compensation Scheme (FSCS) has three new non-executive board members, following the departure of Sandy Kinney, Chris Woodburn and Terry Connor, who had completed their terms.

Liz Barclay, Jayne Nickalls and David Weymouth bring with them “a wealth of financial services and consumer experience”.

Ms Barclay is a journalist and broadcaster with extensive experience of consumer issues relating to money and finance.

She has worked for the Independent on Sunday, the BBC and Citizens Advice, and is an ambassador for the Money Advice Trust.

Ms Nickalls served as chief executive of Directgov, the official UK government website, for more than five years during which time visits to the site increased to some 30 million a month.

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Oklahoma health insurance companies are finding out that Blue Cross Blue Shield of Oklahoma (BCBSOK) has opened up its new sales center employing 48 people.  They plan on employing around 100 people over the next three years according to the insurer.

This is good news for Oklahoma since BCBSOK believes the center will have an economic impact of over $50 million.  After looking through many options, BCBSOK chose Oklahoma City for the new call center because of a high quality of workforce and local incentives the company would be eligible for.

The director of individual health sales for the parent company, Health Care Service Corp, says they are excited that the Oklahoma City services will be expanded.  

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NAIRPA: Strike While the Iron’s Hot

The best time to educate a consumer about retirement savings topics is when the consumer is getting ready to make a transaction, according to the National Association of Independent Retirement Plan Advisors.

The best time to educate a consumer about retirement savings topics is when the consumer is getting ready to make a transaction, according to the National Association of Independent Retirement Plan Advisors (NAIRPA).

NAIRPA, an affiliate of the American Society of Pension Professionals & Actuaries (ASPPA), Arlington, Va., has given that advice in a comment letter submitted to the U.S.

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