Blue Cross Blue Shield of Kansas (BCBSKS) has a unique program for the residents of Kansas.  It’s called Affordablue and it’s geared towards affordable options for residents who struggle to afford preventative hospital and surgical benefits.  This plan can give you the help needed to pay for everyday and unexpected health care costs.  Affordablue is gaining popularity because of the solid value and it even includes maternity and newborn benefits which is unique for discounted plans.

There is a wide variety of options available through Affordablue.  Some of the coverages include office visits, wellness checkups, routine physicals, immunizations, accidental injuries, outpatient radiology, lab services, preventative care, outpatient prescription drugs, and ambulance services.  Dependents can be covered as well up to the age of 26.  This can give parents the peace of mind that their adult child will have coverage as they transition out of school and into the real world.

Some additional optional benefits members can choose from include a dental program, hospital indemnity program, life insurance, long-term care insurance, and Plan 150 cancer policy.  These benefits can be added at a great value and deductibles can even be chosen.  You have a choice of deductibles ranging from $500 to $2000 for each person covered.  After meeting the deductible, you pay just 20% of the allowable charges with a max out-of-pocket cost of $1000 for each individual covered.  This gives members the flexibility to pay what they can afford in deductibles and have it spread out through premiums.  You can contact Affordable for additional benefits and features included in this unique program.

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