Residents of Lorca in the Murcia region of Southern Spain are today surveying the damage after two earthquakes struck in quick succession. There are reports that at least eight people have died and another 167 are injured.

The magnitude-5.2 tremor toppled several buildings in the historic city of Lorca, crushing cars under tonnes of rubble.

Wednesday evening’s 2nd earthquake came about two hours after a 4.4-magnitude tremor. The quake could be felt as far away as the Spanish capital Madrid, and is Spain’s worst earthquake for 50 years.

Our thoughts go out to everyone affected.

It is thought the damage was concentrated around the town of Lorca, which lies in one of the most active seismic zones of the Iberian peninsula. If you are concerned that your Spanish holiday home could be damaged, call your Spanish property insurance company who will advise on the next steps.

Don’t enter any building in an attempt to survey possible damage unless it is safe to do so.

Although this year has seen several devastating earthquakes, those that cause significant damage in Europe are rare. However, you should ensure that your holiday home policy covers earthquake damage, especially if your apartment is insured via a community block policy.

Also check the earthquake excess on your policy, as on some policies it can be a percentage of the buildings sum insured, totalling thousands.

If you need any further advice please call Schofields.

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