Times have changed, fashions have changed, the music has changed and the dances have changed, even Insurance Blog has changed; but the risks to nightclubs remain as powerful as ever since Britains worst ever nightclub disaster, which killed more than 50 clubbers and seriously injured over 80 others, 38 years ago at the Summerland Resort Complex on the Isle of Man in August 1973.

The Summerland complex was opened 40 years ago in May 1971 in Douglas on the Isle of Man in the Irish Sea.
The 3.5 acre resort was cut into the cliff on the promenade and claimed to be the biggest and most innovative indoor entertainment centre in the World, providing artificial sunshine all year round for the holiday resort. 

The aim was to attract British holidaymakers to the Island to compete with the threat posed by the rapid development of package holidays to Spain, that were becoming ever popular with the public.

The Summerland Resort was a spectacular success..until its destruction by fire.

The Resort which was built in modern materials of concrete, steel and plastics, boasted continuous live entertainment, a plethora of restaurants and bars, an Olympic sized indoor heated swimming pool, saunas, massages and Turkish baths, artificial sunshine, a childrens entertainment and theatre,  cascading waterfalls and..an underground disco and nightclub.

The fire is believed to have been started outside by some smokers next to a plastic kiosk adjoining the main complex building which housed the nightclub. T

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In Australia, international students are not getting adequate international student insurance; this is according to the Society of Anesthetists. Health insurance that is set for international students has poor coverage as compared to those students who have other insurance coverage.

According to the society, there is a gap between the promotional insurance materials and the actual coverage. Promotions for international student health insurance is misleading students and leaving them in the dark about what they can and cannot get in terms of medical coverage.

This concern was brought up by the society because there have been a number of instances wherein anesthetists have given free medical service to foreign students.

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UK passengers taking holiday flights say they are now more likely to take out travel insurance as a direct consequence of the severe disruption caused by last year’s volcanic eruption in Iceland, according to a new survey, undertaken by eDigital Research.

The survey found that as many as 74.94% of respondents said they were now giving positive consideration to travel insurance as a result of the eruption.

The eruption led to complete airport closures, the cancellation of many flights, and to the severe delay of many others, over fears that particles from the volcanic ash cloud might damage aircraft engines. M

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The availability of mortgages at all levels is essential to kickstart the failing housing market and the industries that rely upon this, from construction to those selling white goods or home insurance. Without readily available and free flowing capital, the UK economy will self implode.

However it now appears that the not so ready to lend lenders, principally the banks and building societies who caused the mess in the first place, are now restricting the capital flow further with the provision of new products designed to protect their capital and circumvent the recent legislation outlawing the selling of PPI (Payment protection insurance) at point of sale of the loan or mortgage.

Fortunately both the FSA and consumer watchdog , the OFT (Office of Fair Trading) have been keeping a close eye on these activities and have today issued a joint statement warning the providers of these products to obey the rules or face the consequences.

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Foreign exchange students who are getting ready to study abroad should not take for granted the importance of an exchange student insurance. For one, this is an important requirement that will be checked by the university.

What makes this insurance policy important to a student studying abroad is it combines the coverage of a regular medical insurance policy and a travel insurance plan. With exchange student insurance, the student will be getting the benefits of two insurance plans, while paying only for one.

With this policy, a student’s travel and medical expenses will be taken care of by the insurance company. T

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